Research

The Future of Regulation: 2020 Predictions

04 Mar 2020  |  578 downloads

Transformative regulations designed to stimulate and steer the exploding number of developments in innovation will be a dominating influence across th...

Payments, 2020 and Beyond: How Today's Trends Drive Tomorrow's Strategies

26 Feb 2020  |  1189 downloads

2020 is set to be another transformational year in the payments industry. Regulatory and innovation-driven trends set in motion in the 2010s, such&am...

The Future of Cloud: Powering the Financial Services Industry

19 Feb 2020  |  1000 downloads

Strategic Insights and Best Practices for Success in the Cloud. The pace of change in the financial services industry is unprecedented. Regulatory ov...

Unlocking Revenue Through Digital Identity

30 Jan 2020  |  693 downloads

Banks' business is not banking, it's trust. When it comes to identity and authentication processes, financial services providers must look to...

The Future of Cybersecurity: 2020 Predictions

28 Jan 2020  |  720 downloads

2020 promises to be another politically-charged year around the world. Even with the possibility of any referenda in the UK now largely removed, the...

4 Regulatory Changes Impacting Data, Identity, and the Digital Trail

22 Jan 2020  |  470 downloads

This Finextra Impact Study, produced in association with DocuSign, examines the foremost regulatory changes affecting financial institutions and the&a...

Avoiding Improvisation: A 3-Step Guide to Harmonising Electronic Identity Verification

08 Jan 2020  |  315 downloads

Challenges to due diligence compliance come in multiple forms - biometric, document validation, electronic identity verification - making this a vast...

AI and Information Paving the Path to Personalisation

07 Jan 2020  |  464 downloads

This report details the results of a survey on AI, onboarding and information readiness in financial services that was conducted online in mid-2019 by...

The Critical Role of Cloud in Digital and Operational Strategy

27 Dec 2019  |  928 downloads

The operational challenges facing financial services firms are only increasing - from regulatory requirements to new entrants and now open banking and...

Embracing Open Banking with Secure and Interconnected APIs

20 Dec 2019  |  645 downloads

In financial services today, data is an asset. But only if it can be accessed, transformed and integrated securely into internal and external ecosyste...

How to Protect and Grow in the Fintech Industry

09 Dec 2019  |  424 downloads

A 3-Step Guide to Generating Revenue and Becoming Profitable. A monetisation strategy must be devised so that the company can decide what va...

How European Retail Banks are Riding the Wave of New Technology

18 Nov 2019  |  744 downloads

Retail banking is in the midst of change and technology is driving transformation, connecting physical and digital environments. Incumbent banks, cha...

Digital Transformation in the Data Economy to Improve Threat Detection

11 Nov 2019  |  449 downloads

The digital transformation of the banking landscape has changed the way financial institutions treat their customer data. Add in the introduction of o...

The State Of AI In Financial Services

30 Oct 2019  |  936 downloads

A small number of multinational top-tier financial institutions are already among the most world's most sophisticated users of enterprise-level ar...

The Future of Payments: How to Accelerate Digital Transformation in Payments

01 Oct 2019  |  756 downloads

The last decade has seen an acceleration in the rate at which banks are being encouraged, or required, to innovate and transform their business. With...

Data-First Transformation in HR: The Value Proposition of Implementing Compensation Technology

30 Sep 2019  |  165 downloads

Wholesale digital transformation is the new norm in financial services. It will stay this way too, as organisations need to become agile, continually...

Payments Transformation: Building a Vision Which is Instant, Seamless and Secure

23 Sep 2019  |  1217 downloads

2019 marks the 5th edition of the annual Fiserv and Finextra global payments survey. Since the 1st edition in 2015 the change, and the increasing pace...

AI, Open Banking and Client Lifecycle Management – Differentiation Opportunities Abound

20 Sep 2019  |  886 downloads

In mid-2019 Finextra and Pega conducted an online survey of senior business and technology managers from 27 countries, representing 54 financial insti...

The Future of AI: Applications for banking business transformation

16 Aug 2019  |  856 downloads

While artificial intelligence has established itself as a disruptive technology for decades, AI is at the peak of the hype cycle now and banks have st...

Top Global Banking Technology Trends

14 Aug 2019  |  1394 downloads

Against the backdrop of an increasingly digital world, banks are facing growing competition, in many cases from non-traditional players, which puts gr...

The Future of Banking is Open

29 Jul 2019  |  1191 downloads

The open banking dialogue has at last moved on from compliance concerns and turned to what opportunities, as well as challenges, exist for banks. 2...

Interconnection and the speed of change in the Nordics

23 Jul 2019  |  410 downloads

There has been a consistent focus on digital transformation within the Nordic traditional financial services industry. This paper, produced by Finextr...

UK Open Banking APIs Performance Analysis: 2018

03 May 2019  |  903 downloads

The report examines the performance of the UK's CMA9 group of Open Banking APIs in 2018. The purpose of the report is to establish a methodology a...

The Missing Link in Re-Mapping Ecosystems

10 Apr 2019  |  419 downloads

What are the issues for fintechs or challenger banks straddling the constraints and opportunities of PSD2 and the opening of the retail banking market...