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Fintech discussions and conversations around the development of fintech.
Today’s operating environment for retailers is incredibly challenging. Covid cases are increasing, the cost of living is affecting shopper habits and experiences in the supply chain and impact on infl...
Despite being around since the 20th century, card payments are set to grow at just 4% per year between now and 2030. Why? Because there are new ways to pay. Whether its Buy Now, Pay Later (BNPL) or ...
Banks play a crucial role in the financial system, so it’s necessary to timely assess the risks and opportunities that Fintech solutions actually represent for them. The Fintech revolution is often s...
The Dutch regulator (De Nederlandsche Bank, DNB) is one of the most active in the EEA in terms of the number of Payment Institution (PI) and E-money Institution (EMI) licences that is issues. In 2021,...
Fintech is a highly regulated sector, and thereby many (or most) of the Innovation and new business models / propositions, depends on policies and norms from regulators. Historically financial regulat...
In 2009, former Fed chair, Paul Volcker, said that the ATM has been the only useful innovation in banking over the previous 20 years. How much innovation have banks done since? Does the current marke...
Fraud: The New Language of Love Falling in love, for most people, can be the most exhilarating feeling in the world. But love also asks a lot of us, requiring the needs of others to be put before o
You can often hear from me and my colleagues security engineers about the defense in depth approach to protecting the user data. Does this mean putting as many tools and security controls in your code...
While the 43 million student loan borrowers who collectively owe $1.6 trillion in school debt have received one more extension—this one until Aug. 31—reengaging this audience after a two-year payment ...
Despite the collapse of the cryptocurrency market at the end of May 2022, DeFi services continue to be in demand among users in the long run. Financial institutions and banks need to prepare for the g...
Despite cryptocurrencies surging in popularity in recent years, even the most vocal Bitcoin advocate would have to concede that few people regularly use their digital coins to purchase goods and servi...
Historically, large banking institutions have always been somewhat on the back foot when it comes to innovation, holding off on innovation to see what is successful within smaller institutions or comp...