Research

The Future of Payments 2022

27 May 2022  |  1140 downloads

The Cutting Edge of Digital Payments The Covid-19 pandemic and Russia’s invasion of Ukraine in 2022 has proven that the financial services...

The Future of Digital Identity 2022

06 May 2022  |  892 downloads

Inclusive, Secure, Fit For Purpose Digital identity will be the catalyst for financial institutions wanting to navigate the data ecosystem in an incr...

Can you afford compliance?

25 Apr 2022  |  418 downloads

Maintaining compliance for both regulatory and industry-driven standards is complex and expensive, yet fundamental to a financial institution&rsqu...

Payments Transformation: Emerging Stronger

10 Mar 2022  |  819 downloads

The Finextra Annual Payments Survey Report 2022 in association with Fiserv We discuss findings from the survey on how financial institutions are cont...

ISO 20022: How banks can avoid becoming a cautionary tale

04 Mar 2022  |  551 downloads

Transitioning to the ISO 20022 financial messaging standard has been high on the agenda for financial institutions for several years, but as deadlines...

Will banks use digital security as a post-pandemic differentiator?

17 Jan 2022  |  342 downloads

Banks large and small, old and new, have come a long way in a short amount of time. Prior to the pandemic there wasn’t a bank or financial...

The Future of Digital Banking in Asia 2022

22 Dec 2021  |  894 downloads

After the 2008 crisis, the financial services industry faced low interest rates, low credit growth, increased regulation, increased compliance require...

The Reinvention of Card Payments

17 Dec 2021  |  1177 downloads

Responding to Innovation: Where will the impact be? Payment innovation coupled with the pandemic's digitisation drive, is spurring card issuers t...

Future-Ready Payments Solutions: Remaining competitive with reusable technology

09 Dec 2021  |  776 downloads

Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...

Facing up to the Future: Biometric Automation in Banking

12 Nov 2021  |  452 downloads

The advantages of biometric authentication in banking over less secure passwords are now well understood. Biometric measures such as fingerprints and...

Addressing the Poverty Premium: A data-led approach

05 Nov 2021  |  288 downloads

Poverty premium is a term that means so much more than being charged more for certain products and lack of credit history; it can also equate to digit...

Competitive Advantage through Cloud Connectivity

06 Sep 2021  |  171 downloads

Why NaaS is the smartest path to realising Financial Services Innovation in the Cloud. Many financial services firms are still making the shift from...

Cost of doing business as usual or an avoidable drain on margin?

19 Aug 2021  |  190 downloads

Operational loss events related to Execution, Delivery and Process Management (EDPM), and Clients, Products and Business Processes (CPBP) can represen...

Stemming the tide of Social Engineering Scams with Behavioural Insights

06 Aug 2021  |  219 downloads

Fraud and cybercrime are always on the increase, evading the latest security conventions and morphing into a different approach, following the money....

The Future of Payments 2021

23 Jun 2021  |  1427 downloads

The Road to Successful Digital Transformation. Every player that operates within the intricate ecosystem of financial services is at a tipping point....

The advantage of Machine Learning in preventing fraud

17 Jun 2021  |  388 downloads

Accurately identifying customer behavioural trends and proactively preventing payments fraud and other criminal activity at the outset can be done wit...

Identity verification’s integral position in evolving digital transformation

15 Jun 2021  |  326 downloads

Eliminating friction by enhancing onboarding processes with efficient identity verification is of paramount importance to the success of a financial i...

Five Business Benefits for Analysing and Combatting Fraud

20 May 2021  |  218 downloads

A Finextra Research Impact Study in association with Aerospike. With increased financing options at point-of-sale, card-not-present transactions, and...

Corporate Onboarding: Will it become a competitive differentiator for banks in a real time world?

16 Mar 2021  |  755 downloads

The way in which banks onboard corporate clients can impact many aspects of their business, from reducing time to revenue, to improving customer exper...

The Future of Regulation 2021

08 Feb 2021  |  836 downloads

Resetting the rulebook for 2021 2020 was a year of rule-breaking, 2021 is the year to reset the rulebook. Unable to grow unchecked, the regulatory f...

What will drive the journey towards cashlessness and digitalisation?

18 Jan 2021  |  655 downloads

Market dynamics and infrastructure vary greatly per country and region but the direction of innovation and change are converging on the same outcome:...

Liquidity and Beyond: Building a future through certainty

17 Dec 2020  |  414 downloads

Creating a strategic advantage. There is an evolving approach to liquidity management: from merely monitoring, to actively managing and optimising, t...

Managing Compliance and Growth

14 Dec 2020  |  352 downloads

For banks large and small there is no question about the sheer volume of transformation pressure currently at play. Regulatory changes on the increa...

Securing the API Ecosystem

26 Nov 2020  |  487 downloads

New and different banking models are emerging as the various influences in financial services today take hold. Change happens at a faster pace than ev...